AjoPlus began with a simple frustration: the thrift system that has funded Nigerian dreams for generations still runs on notebooks, cash boxes, and trusting one person not to make a mistake. We thought it deserved better.
To give every Nigerian a transparent, reliable way to save and access money together — whether you’re a market trader saving ₦500 a day, a group of friends running a monthly Ajo, or a cooperative managing thousands of members.
We’re building members-first. AjoPlus is designed around the cooperative model: members are owners, not products, and the platform exists to serve them, not to sell their data.
Every naira is on a ledger. If you can’t see where the money is, we’ve failed.
Decisions serve members, not advertisers. No selling data, no hidden fees.
Approvals on withdrawals, encrypted records, and clear limits keep money safe.